There is little doubt that it is easier to get a home mortgage today than it was last year. The Mortgage Credit Availability Index (MCAI), published by the Mortgage Bankers Association, shows that mortgage credit has become more available in each of the last several years. In fact, in just
What truly causes a housing bubble and the inevitable crash? For the best explanation, let’s go to a person who correctly called the last housing bubble – a year before it happened.
“A bubble requires both overvaluation based on fundamentals and speculation. It is natural to focus on an asset’s
For many people, part of the charm of the holiday season is remembering or reliving our family traditions with the ones we love. Whether you have a favorite holiday tradition from Grandma’s house or you are starting your own family’s traditions, there is something about this time of year
Although pumpkins have been adopted as the go-to symbol for autumn, they are not the only decorations you can use. Fall is a great time to finish up outdoor projects and begin inside chores as you prepare to hunker down for winter. From simple projects and décor ideas to enhancing
When we think of Fall, we are reminded of sweet Pumpkin Spice Lattes, the crunching of fallen leaves under foot, and a crispness in the air. As the days get shorter, it is important to remember to spruce up the outside of your home, as you prepare to hunker down
The real estate market has been a little crazy this year. Despite the recent ups and downs, the numbers show that there has been a fairly steady growth of housing prices overall. Experts predict that home prices will continue to grow in the coming months, but at a somewhat slower
As with anything in life, there are pros and cons to listing your home with a Realtor versus listing For Sale By Owner (FSBO). Often times, homeowners chose to list their home FSBO because they think it will save them money and time. What homeowners often overlook are the costs
Every home needs a space dedicated to relaxing and rejuvenating. Whether it’s a bedroom, a meditation room or just a corner of the basement, here are some ways to make that place your calming space.
Use calming colors. Decorate with cool tones and muted colors to allow your brain
In today’s highly competitive seller’s market where there are more buyers than there are homes for them to buy, some sellers may feel like the ball is in their court.
And they would be right when it comes to choosing which offer to accept, the closing date, or even which
Entertaining guests can be one of the best parts of owning a home, but hospitality is an art form. Too often, the guest bedroom and bathroom unintentionally wind up plain and unaccommodating. Use these tips to provide a 5-star experience for your overnight guests.
Make the bed comfortable for anyone